Statement of notifiable matters
Personal information and credit reporting agencies
Credit reporting bodies are allowed under the Privacy Act to hold personal information relating to credit. If you apply for any kind of credit your personal information may be disclosed to, or collected from, a credit reporting body.
This information may include personal details you have provided to us, or on whom we act on behalf of.
The credit reporting bodies we use are:
Equifax – www.equifax.com.au
illion – www.illion.com.au
Experian – www.experian.com.au
Tasmanian Collection Service – www.tascol.com.au
Credit reporting agencies offer a range of services to credit providers which may or may not involve some identifiable information to be sent to third parties. You have the right to request that the credit reporting bodies do not disclose personal information for this purpose, however, this must be done through contacting the agency yourself. If you have any concerns, please speak with the agencies above.
You can also ask a credit reporting body not to use or disclose your personal information for a period if you have reasonable grounds that you have been or are likely to be a victim of fraud.
The Privacy Act includes what information we can and cannot obtain from a credit reporting body. We do not disclose information to credit reporting agencies unless it is justified in the credit reporting acts, for example, if a default is to be listed due to lack of payment, even after regulatory notices are sent.